Great American program now available to independent agents!
We’ve heard it for years from Store owners nationwide that they have the need, want and desire to do business locally. Allowing the Retail Store Owner to keep that local agent and relationship intact, while still gaining access to our Program, should do just that. 
-Mark Kapatoes, President of Kapatoes Insurance Services, LLC
The Health Food Store Program’s Advantages Are:
- Simplified Application-including online application submission
- Quote indications within 24 hours of receiving complete submissions
- Exclusive policy extensions to appropriately serve the Retail Store owner
- No Broker of Record letters accepted on bound business
- Up to $25,000,000 in sales eligible for our Business Owners program
- Retail Selling Price paid on Food Spoilage claims
- Private Labeling Included
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Kapatoes Insurance Services; The Health Food Insurance Group
Mark Kapatoes, Managing Member
