PRIVATE LABELING
Natural Foods Store
Copyright 2003-2006 Kapatoes Insurance Services - All rights reserved
Kapatoes Insurance Services
705 Boston Post Road
Suite 8
Guilford, CT 06437
203-453-0392
Toll Free: 1-888-467-3330
Fax: 1-888-453-5755 (toll free)


The Country's Largest Insurance Broker for Retail Health Food Stores & Vitamin Stores
Kapatoes Insurance Services
Health Food Store & Vitamin Store Insurance Specialists
Product Liability Insurance Alert
Private Labeling - The Liability Issue
Proper Labeling - The Deli Disaster
DELI LABELING
Many of you have entered the private label sector. Congratulations,
we hope profits go through the roof!!!!!
How would you feel if you walked into a store, purchased some chicken
salad, went on a picnic, and had a seizure due to the fact that the chicken
salad contained walnuts. Approximately $12,000 has been spent on this
actual claim which occurred in California. It does, however, point out the
severity of improper labeling. If this product had been properly labeled, the
store would never have had a serious claim. Please check your labeling, for
you and your customer's sake.

As we all know, we are in an extremely litigious climate. Fortunately these
are two (2) no cost solutions to potential large liability losses.

Thanks for your business and I hope you have derived some value from our
latest Newsletter.

Mark Kapatoes

RETAIL HEALTH FOOD INSURANCE PROGRAM
1-888-467-3330 (TOLL FREE)
I'm sure that as many of you have entered the area, the issue of
liability has taken a back seat to profits. Keep in mind, you now
have put a product on your shelf that "technically" has your name
on it as the manufacturer.
The safest way to insure your exposure for this is to have a
Certificate of Insurance, naming your company as an additional
insured, issued by the packager of the product. Most companies
will gladly oblige this request to keep their customer happy.
CHECK
YOUR
LIABILITY