Kapatoes Insurance Services
705 Boston Post Road
Suite 8
Guilford, CT 06437
203-453-0392
Toll Free: 1-888-467-3330
Fax: 1-888-453-5755 (toll free)


Click on the link below to fill out a quote form for
Business Owners Insurance that will provide first
class insurance protection at an affordable cost
for your vitamin store or health food store
business. Or contact one of our Business Owners
Insurance Specialist toll free at 1-888-467-3330 to
discuss the features.
Natural Foods Store
Copyright 2003-2009 Kapatoes Insurance Services - All rights reserved
Answer a few questions and we will
provide you with a quote from our
exclusive insurance program specifically
designed for Health Food and Vitamin
stores. Use the menu above to reach an
insurance quote request form.
Health Food Store
Substantial Group Discounts
Up to 50% off of standard
insurance company pricing for
Workers Comp Insurance and
Business Owners Insurance!
(Discounts vary by state)
Vitamin Store
We are licensed in all of the states listed below and offer an exclusive
insurance program designed specifically for Health Food Store and
Vitamin Store businesses.
Business Owners Insurance
Business Owners
Insurance
Health Insurance
Commercial Insurance
The Country's Largest Insurance Broker for Retail Health Food Stores & Vitamin Stores
Kapatoes Insurance Services
Health Food Store & Vitamin Store Insurance Specialists
Alabama
Arizona
California
Colorado
Connecticut
Delaware
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Louisiana

Maine
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina

Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Wisconsin

Request a Quote Here!
This type of insurance gives the Health Food or Vitamin store owner the opportunity
to "bundle" property and liability, and in some instances, umbrella insurance coverage
into a special insurance package exclusively designed for their type of business. The
main feature is that it provides expanded insurance coverage at very affordable
insurance rates.
The main feature of the Retail Health Food Store Insurance
Program is "expanded" coverage for inventory / product losses
which would be valued at RETAIL SELLING PRICE versus
Wholesale.
OTHER UNIQUE FEATURES include
Employee Dishonesty Coverage
Money Inside and Outside the Store
Property In Transit and Off Premises
No Co-Insurance Penalty
Food Contamination - Including Hepatitis
included up to $250,000
$10,000 limit
included up to $250,000
included up to $250,000
Another "expanded feature" to our policy is that
it is rated based on the square footage of the
store versus annual sales and is NOT subject to
an insurance audit at year end.
To qualify for our Business Owners Insurance
program, we have expanded our qualifications to
include annual revenues up to $10,000,000 per
location, whereas most of our competing
companies have a limit of $5,000,000 per location.
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