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Kapatoes Insurance Services
705 Boston Post Road
Suite 8
Guilford, CT 06437
203-453-0392
Toll Free: 1-888-467-3330
Fax: 1-888-453-5755 (toll free)
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Click on the link below to fill out a quote form for
Business Owners Insurance that will provide first class insurance protection at an affordable cost for your vitamin store or health food store business. Or contact one of our Business Owners Insurance Specialist toll free at 1-888-467-3330 to discuss the features. |
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Copyright 2003-2009 Kapatoes Insurance Services - All rights reserved
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Answer a few questions and we will
provide you with a quote from our exclusive insurance program specifically designed for Health Food and Vitamin stores. Use the menu above to reach an insurance quote request form. |
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Substantial Group Discounts
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Up to 50% off of standard
insurance company pricing for Workers Comp Insurance and Business Owners Insurance! |
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(Discounts vary by state)
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We are licensed in all of the states listed below and offer an exclusive
insurance program designed specifically for Health Food Store and Vitamin Store businesses. |
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Business Owners Insurance
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Business Owners
Insurance
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Health Insurance
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Commercial Insurance
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The Country's Largest Insurance Broker for Retail Health Food Stores & Vitamin Stores
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Kapatoes Insurance Services
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Health Food Store & Vitamin Store Insurance Specialists
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Alabama
Arizona
California
Colorado
Connecticut
Delaware
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Louisiana
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Maine
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
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Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
Tennessee
Texas
Utah
Vermont
Virginia
Washington
Wisconsin
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Request a Quote Here!
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This type of insurance gives the Health Food or Vitamin store owner the opportunity
to "bundle" property and liability, and in some instances, umbrella insurance coverage into a special insurance package exclusively designed for their type of business. The main feature is that it provides expanded insurance coverage at very affordable insurance rates. |
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The main feature of the Retail Health Food Store Insurance
Program is "expanded" coverage for inventory / product losses which would be valued at RETAIL SELLING PRICE versus Wholesale. |
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OTHER UNIQUE FEATURES include
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Employee Dishonesty Coverage
Money Inside and Outside the Store
Property In Transit and Off Premises
No Co-Insurance Penalty
Food Contamination - Including Hepatitis
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included up to $250,000
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$10,000 limit
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included up to $250,000
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included up to $250,000
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Another "expanded feature" to our policy is that
it is rated based on the square footage of the store versus annual sales and is NOT subject to an insurance audit at year end. |
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To qualify for our Business Owners Insurance
program, we have expanded our qualifications to include annual revenues up to $10,000,000 per location, whereas most of our competing companies have a limit of $5,000,000 per location. |
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